Contractors Pollution Liability Insurance

Some Public & Products Liability policies provide cover for pollution related claims, but only when the event is sudden and unforeseen, and almost all will exclude asbestos related pollution. Pollution liabilities can arise suddenly during operations at a job site or develop over time – the latter being the hardest to spot and if unnoticed for a long period, the most expensive too.

Contractors Pollution Liability Insurance protects against both sudden and slow & gradual liabilities, and includes indemnity for clean-up costs incurred as a result of third party claims. If purchased, the policy covers you and your subcontractors as you carry out your work on site. The policy is designed to cover:

• Liability for third party bodily injury, property damage, trespassing, nuisance or obstruction
• Indemnity for clean-up costs incurred by the insured in relation to such third party claims
• Most policies are offered on a claims made or occurrence basis.

If you’d like to discuss this risk in more detail, contact the Insurance Union team today.