Hospitality & Retail Insurance

 

Cafes, Restaurants & Retail

Running a retail or hospitality business is all about great food and/or service. The pace of business can be relentless and business owners need to be committed and passionate to make it. Business management is a vital skill if you plan on scaling the business or wanting long-term success. Insurance Union partner with the best in the industry to help our clients with risk and business management advice. This compliments our insurance broking services, keeping our clients happy, healthy and in great shape to thrive. We collaborate with experts in your field to make sure you are getting the best advice and ideas.
Types of cover cafes, restaurants and retail businesses should consider are:

  • Public & Products Liability

  • Building

  • Contents & stock

  • Theft/burglary

  • Machinery breakdown (including deterioration of stock)

  • Business interruption

  • Management Liability

 

Bars & Nightclubs

Running a bar or nightclub can be a very rewarding experience. Opening and establishing a business like this isn't easy, though, and it can be fairly costly. There can be plenty of glamour and excitement in this sector however the industry requires a sizable initial investment for stock, fit-out, electronic and kitchen equipment if food is part of the equation. With high margins, it’s a high risk, high reward industry for business owners and insurers alike.
Insurance Union partner with the best in the industry to help our clients with risk and business management advice. This compliments our insurance broking services, keeping our clients happy, healthy and in great shape to thrive. We collaborate with experts in your field to make sure you are getting the best advice and ideas.
Types of cover bars & nightclubs should consider are:

  • Public & Products Liability

  • Building

  • Contents & stock

  • Theft/burglary

  • Machinery breakdown (including deterioration of stock)

  • Business interruption

  • Management Liability